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Employee Benefits

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"Dental and Vision for Everyone"
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Do your Company's Benefit Plans help you to attract and retain employees?
        - Are your Benefit Plans performing the way you want them to?
        - Are the costs of your Benefit Plans out of control?

We are professionals in this area - here is how we can help your company or organization to achieve maximum benefit from your Group Benefit programs:

        - We will consult with you on your goals for your Group Benefit Offerings.
        - We will design Group Plans to meet those goals.
        - We will secure quality, competitive insurance carriers and providers
          for your Group Plans.
        - We will implement your Group Plans through employee education and enrollment.
        - We will provide ongoing, everyday support to you, your Human Resources
          department and your employees by:
               - Handling enrollments, terminations and all change forms resulting from life events
               - Helping you with billing questions and bill reconciliation (at your discretion)
               - Offering our Customer Service Center to help with coverage questions,
                 provider questions and claim problems
               - Providing you and your Human Resources department with
                 monthly service summaries
               - Access to valuable health care information and related issues

        - We can provide full COBRA service (federal and state).
        - We can provide and administer Sect. 125 Plans for Premium Only Plans (POPs)
          and Flexible Spending Accounts (FSAs)
        - We can provide and administer Health Reimbursement Arrangements (HRAs).
        - We can provide and administer Health Savings Accounts (HSAs).
        - We can, for self-funded plans, fully integrate both you and your TPA - we
          know the critical issues involved and we can help you save dollars and
          improve plan performance.


 

Group Benefit Insurance Products and Services include:

  • Group Health
  • Group Life
  • Group Long-Term Disability
  • NYS Disability
  • AFLAC (Cancer, Accident, Disability)*
  • COBRA services
  • Health Reimbursement Accounts (HRAs)
  • Worker's Compensation
  • (incl. "Pay As You Go")
  • Group Dental
  • Group Vision
  • Group Long-Term Care
  • 401K Plans
  • Discounted Personal Home & Auto*
  • Section 125 Plans (incl. POP, FSA)
  • Health Savings Accounts (HSAs)
  • Complete Payroll Services
 

Also available through our Group Benefits program:

Flexible Spending Accounts
Health Reimbursement Arrangements
Health Savings Accounts (HSAs)
Self-funded Programs (Medical, Dental & Prescription Drugs)
COBRA and State Continuation of Coverage Administration


 

Group Benefit Major Carriers that we represent:

Aetna Horizon BC / BS
AFLAC Met Life
Allstate Benefits Mutual of Omaha
CDPHP Oxford
CIGNA Security Mutual
Delta Dental Shelterpoint
Emblem Solstice
Empire Blue Cross / Blue Shield Sunlife
Guardian The Standard
Hartford Group United Healthcare
Health Republic NY  
   
 

 


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Insurance - Employee Benefits

 

 
We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website. If you have any feedback or questions regarding our website, please e-mail us at customerservice@ulstersavings.com or call us at 1-866-440-0391.
 

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

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NMLS #619306

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