When it comes to your well-being, it's crucial that you provide yourself with the tools and resources you need to protect, both physically and financially, against unforeseen risks.
Here are some of the ways that we can help you mitigate these risks through prudent life insurance and/or medical benefits coverage:
At Ulster Insurance Services, Inc. we have a staff of skilled insurance brokers certified by New York State to assist individuals find and enroll in individual insurance coverage either through the New York State of Health (Exchange) or in the individual market (Off-Exchange).
For those individuals who are or will be participating in Medicare, we have access to plans such as Medicare Supplements, Medicare Advantage and Part D Prescription Drug Plans. Our staff is recertified each year to ensure that you are receiving the best information and experience available.
Starting a family? Buying a new home? Planning for the future? Life is full of many stages and events. It is better to be prepared by protecting those you leave behind.
If you were to become disabled, where would the money come from to support you and your family? This policy will help replace a portion of your lost income
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need, where you need them.
*Not FDIC insured * May go down in value * Not financial institution guaranteed * Not a deposit * Not insured by any federal government agency.