Investment Team

To make wise investment choices you need to know about tax laws*, current and pending legislation, market and bond trends, and have a deep understanding of investing principles. But for many people, committing that kind of time to research isn't possible. That's where a Cetera Investment Executive can help. With products available through Cetera Investment Services LLC., an independent, registered broker dealer, experienced, licensed, and registered team of Investment Executives will work with you to create a personal investment strategy for helping you reach your financial goal-whether you are saving for retirement, funding a college education, or developing a well-rounded portfolio.

Meet our Investment Team

Registered Representatives

Robert Baker - ext. 3281
Richard Jeffreys, CFP - ext. 3233
Mona Fahmy - ext. 4509
Carl Janasiewicz - ext. 3343
 

Sales Assistant

Mary McCrindle - ext. 3315
 

Knowledgeable Investment Executives can help you develop a plan to fulfill your financial goals.

Schedule a complimentary consultation at your nearest Ulster Savings Bank location by calling our Customer Service Center at (866) 440-0391 Ext. 3315 Monday through Friday, 8:30 am - 5:00 pm.

Cetera Investment Services LLC. Member SIPC/FINRA. Securities and insurance products are: *Not FDIC insured * May go down in value * Not financial institution guaranteed * Not a deposit * Not insured by any federal government agency.

Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Advisory Services Agreement and disclosure brochure as provided. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Investment Services, nor any of its representatives may give legal or tax advice. FINRA Registered Branch: 180 Schwenk Drive, Kingston, N.Y. 12401

View Cetera Investment Services' privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.