Investments

Investment Team

Meet Our Investment Team

A note from Robert F. Baker - Cetera Investment Services, LLC. (Program Manager)...

If you're like most investors, you want someone to walk you through the investment choices available to you. That's where we can help. We can provide the in-depth knowledge necessary to assist you in identifying what investments are right for you. Whatever your goals or stage in life, we can help you make the right investment choices. You can relax knowing you are working with someone who has your best interests in mind.

Experienced registered representatives are available to meet with you in any Ulster Savings Bank branch by appointment. Schedule a complimentary consultation with the registered representative at your nearest Ulster Savings Bank location.

Registered Representatives

Richard Jeffreys, CFP

Richard Jeffreys, CFP
Registered Representative
(866) 440-0391, ext. 3233
Check the background of this investment professional on FINRA's BrokerCheck.
 

180 Schwenk Drive, Kingston

Lori Coombs

Lori Coombs
Registered Representative
(866) 440-0391, ext. 6810
Check the background of this investment professional on FINRA's BrokerCheck.
 

1229 Route 300, Newburgh

 Carl Janasiewicz

Carl Janasiewicz
Registered Representative
(866) 440-0391, ext. 3343
Check the background of this investment professional on FINRA's BrokerCheck.
 

Carl specializes in offering College Planning and Social Security investment strategies.*

*The information provided is not intended as tax or legal advice, and it may not be relied on for the purpose of determining your social security benefits or eligibility, or avoiding any federal tax penalties. You are encouraged to seek advice from your own tax or legal counsel.


Sales Assistant

Mary McCrindle

Mary McCrindle
(866) 440-0391, ext. 3315
 

Schedule a complimentary consultation at your nearest Ulster Savings Bank location by calling our Customer Service Center at (866) 440-0391 Ext. 3315 Monday through Friday, 8:30 am - 5:00 pm.

 

Ulster Savings Bank logo     Cetera Investment Services logo

Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May Lose Value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Advisory Services Agreement and disclosure brochure as provided. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Investment Services, nor any of its representatives may give legal or tax advice. FINRA Registered Branch: 180 Schwenk Drive, Kingston, N.Y. 12401

View Cetera Investment Services' privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Investment Team

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306



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