Whether you're looking to do home improvements, pay for a child's education or consolidate debt, a Home Equity Loan may be the solution for you! If you've built up enough equity in your home, a Home Equity Loan may allow you to pay off these, and other, major expenses.
Why go with a Home Equity Loan with Ulster Savings Bank?
|Fixed Rate (Closed End)
Home Equity Loan
|Home Equity Variable Rate
Line of Credit
|Interest rate is fixed for entire loan term||Interest rates as low as Prime for life of loan*|
|Minimum Loan Amount = $10,000||Minimum Loan Amount = $10,000|
|Maximum Loan Amount = $500,000♦||Maximum Loan Amount = $500,000♦|
|Loan terms of 5, 10 and 15 years available;||Repayment period = 15 years (180 months)|
|Draw period = 5 years (60 months) with no minimum draw required|
For more information about our Home Equity Loans, please contact Sarah Gambino, Home Equity Specialist today! If you'd like to apply for a Home Equity Loan now, click here for our online "Short Application" form.