Whether you're looking to do home improvements, pay for a child's education or consolidate debt, a Home Equity Loan may be the solution for you! If you've built up enough equity in your home, a Home Equity Loan may allow you to pay off these, and other, major expenses.
Why go with a Home Equity Loan with Ulster Savings Bank?
|Fixed Rate (Closed End)
Home Equity Loan
|Home Equity Variable Rate
Line of Credit
|Interest rate is fixed for entire loan term||Interest rates as low as Prime for life of loan*|
|Minimum Loan Amount = $10,000||Minimum Loan Amount = $10,000|
|Maximum Loan Amount = $500,000♦||Maximum Loan Amount = $500,000♦|
|Loan terms of 5, 10 and 15 years available;||Repayment period = 15 years (180 months)|
|Draw period = 5 years (60 months) with no minimum draw required|
For more information about our Home Equity Loans, please contact Sarah Gambino, Home Equity Specialist today! If you'd like to apply for a Home Equity Loan now, click here for our online "Short Application" form.
Fair Lending Statement
Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending laws and within the confines of safe and sound banking practices. Ulster Savings Bank believes that its commitment to fair lending is a good business practice as well as a basic responsibility of the company. The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.
Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.