Personal

Student Banking

Interest Rates | Free Gift Program | Order Checks | Free Online Banking & Bill PayMobile BankingInsurance Services


Doing some last-minute shopping?  We've got you covered!

Going on a weekend getaway?  You'll need cash.

Finally taking that dream trip abroad?  We'll be there when you need us!
 

When you open a checking account with US and sign up for our debit card, our membership in the Allpoint Network icon network gives you access to over 55,000 Surcharge-Free^ ATMs worldwide!  Click here to find an Ulster Savings or Allpoint network ATM near you!
(^No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only.  Fees may apply at other ATM locations.) 

 

Student Investor Free Checking*

Our Student Investor Checking is specifically designed for today's college student.  Some features and benefits include:
 

  • FREE first set of checks (select styles)
  • No minimum balance required
  • No monthly service charge
  • Only $25.00 minimum opening deposit
  • $10.00 per month refund of foreign ATM fees and surcharges on debit card

As always, when you open your personal checking account with US, you will receive a FREE gift.  It's our way of saying thanks for choosing Ulster Savings Bank!

Bank from Anywhere

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location.

Our FREE services include (click on each service for details):

Your first step to enjoying our FREE Online services is to register for Online Banking. You have the choice of opening an account online or in person at any of our branch locations. Once you register for Online Banking, you'll have access to many of the FREE services listed above.

Are you going to school locally?  If you are going to college in the Hudson Valley, you will find Ulster Savings Bank branches near most of the colleges in the area.  ATMs are also located on campus at both SUNY Ulster and SUNY New Paltz.  Click here to view our list of branch hours and locations.

 

Insurance Services

We know that unexpected events can happen at any time.  We offer a full line of insurance products, including renter's insurance and auto insurance through our subsidiary, Ulster Insurance Services.  Click here for more information about our personal insurance products or to request a FREE no-obligation quote today!

*Other fees such as NSF, overdraft, sustained overdraft, etc. may apply.  See fee schedule for details.
Student Banking

 

 
We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website. If you have any feedback or questions regarding our website, please e-mail us at customerservice@ulstersavings.com or call us at 1-866-440-0391.
 
Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306

Powered by Intuit
Did you know about our Financial Education Center?
Click here for FREE educational resources today!
  Did you know about our Financial Education Center?
Click here for FREE educational resources today!

Did you know about our Financial Education Center?
Click here for FREE educational resources today!

Do you know your Buying Power?

  Did you know about our Financial Education Center?
Click here for FREE educational resources today!