Debit MasterCard®

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Are you tired of writing countless checks for your purchases? Does carrying large sums of cash have you on edge?
Our Debit MasterCard® gives you the convenience and protection you deserve - and benefits that can help you get more out of life. It's a smart, safe and easy way to take care of all of your purchases! Unlike the revolving credit line of a credit card, your Debit MasterCard® is linked to your Ulster Savings Bank checking account. Money you spend is automatically deducted from your account, so you can keep track of your expenses with each monthly statement and budget accordingly!
Here are some other great reasons to use the Ulster Savings Bank Debit MasterCard®:

(Card Type Key: C = Consumer, B = Business, H = Health Savings Account)

Purchase Benefits
Extended Warranty (C, B)
Zero Liability** for unauthorized purchases (C, B, H)
Purchase Assurance® (B)

Savings Benefits
Price Protection (C)
Satisfaction Guarantee (C)

Travel Benefits
MasterCard Global ServiceTM (C, B, H)
MasterCard Airport ConciergeTM (C)
MasterAssist® Travel Assist Services (B)
MasterRental / CDW Insurance (B)
VAT Reclaim Service (B)

Identity Theft Resolution Services (C, B)

To read more about Identity Theft Resolution Services for Ulster Savings Bank's Consumer or Business Debit MasterCard® cardholders, please click on the links below:

Debit MasterCard® Guide to Benefits         Business Debit MasterCard® Guide to Benefits

Extended Warranty                        
Doubles warranty for up to one additional year
Zero Liability*
Protects you if your card is used for purchases without your permission; for details, visit
Purchase Assurance®                         
You're covered for most items you purchase with an eligible card if they are damaged or stolen within 90 days of the date of purchase.
Price Protection
If there is a lower price advertised on a recent purchase, you're covered! Most purchases you make with your card are covered for 60 days to receive the difference between the price you paid and a lower price advertised.
Satisfaction Guarantee
If you become dissatisfied with a product you purchase using your card within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.
MasterCard Global ServiceTM
Provides you with 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
MasterCard Airport ConciergeTM
Personal, dedicated meet and greet agent to escort cardholders through the airport on departure, arrival or connecting flights.
MasterAssist® Travel Assist Services
Can provide emergency travel assistance plus pre-trip destination information when traveling more than 50 miles from home.
MasterRental / CDW Insurance
Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible MasterCard is used to initiate and pay for the entire rental transaction.
VAT Reclaim Service
The Value Added Tax Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.
Identity Theft Resolution Services
Provides access to a full suite of tools and information, as well as advice from a qualified expert, to help you resolve Identity Theft incidents you may encounter.


* If the card is lost or stolen, the MasterCard Zero Liability program protects against unauthorized purchases. See for full terms and conditions.

If you need to report a lost or stolen Ulster Savings Debit MasterCard® or ATM card after business hours, call (800) 472-3272.

For more information about the Ulster Savings Debit MasterCard®, please call our special MasterCard Customer Service line at (866) 440-0391 or e-mail US at

* Certain restrictions apply.  See for details.  MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated, used pursuant to a license.

© 2015 MasterCard

Debit MasterCard


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Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

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