Individual Life & Other Coverage

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When it comes to your well-being, it's crucial that you provide yourself with the tools and resources you need to protect, both physically and financially, against unforeseen risks.

Here are some of the ways that we can help you mitigate these risks through prudent life insurance and/or medical benefits coverage:

Life Insurance*

Starting a family? Buying a new home? Planning for the future? Life is full of many stages and events. It is better to be prepared by protecting those you leave behind.

Long Term Disability

If you were to become disabled, where would the money come from to support you and your family? This policy will help replace a portion of your lost income

Long Term Care

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.

Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need, where you need them.

*Not FDIC insured * May go down in value * Not financial institution guaranteed * Not a deposit * Not insured by any federal government agency.

Insurance - Individual Life & Medical Benefits

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Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306

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