Commercial Loan Officers

Talk to one of US today. We can help turn your business challenges into hardworking solutions.

(866) 440-0391     commercial@ulstersavings.com

 Ulster County Area

Stephen Hack photo

Steve Hack, Ext. 3420

I enjoy partnering with small business owners, real estate investors and various non-profit organizations within the Hudson Valley region to develop creative financial solutions and business opportunities.  I have been with Ulster Savings Bank since 1991 and have served as a Commercial Loan Officer for the past 15 years.  I'm a 1991 graduate of Purdue University and live in Kingston with my wife and four children.

 Dutchess County Area

Donna Goodall photo

Donna Goodall, Ext. 6415

As a life-long Dutchess County resident with 30+ years in banking, I've developed a deep understanding and knowledge of the needs of small businesses in the Hudson Valley and I use it to benefit my customers.  I've worked with many small businesses to help them grow to the next level and to maintain a sustainable business that can be passed on to the next generation.  I'm active in the community, including service as Treasurer of the Kids R Kids Feeding Program and membership in the Exchange Club of Southern Dutchess and the Dutchess Cty. Regional Chamber of Commerce.

 Orange, Rockland & Sullivan County Areas 

Lisa Echevarria photo

Lisa Echevarria
(845) 332-5101 (cell)


In addition to my 29 years of banking experience and commercial lending experience in the Hudson Valley of nearly 20 years, I hold a Bachelor of Finance Degree from New York University.

I work hard to help my business customers meet their goals, whether it is to grow or expand their business, or start up a new venture altogether.  I truly enjoy assisting my business customers achieve success and I strive to provide great customer service and guidance throughout the process.

Steven Drobysh, ext. 6302
(914) 799-4800 (cell)


I have been a commercial lender in the Mid-Hudson Valley for over 30 years. Over this time, I have developed a specialty in government-guaranteed lending programs.  In 2012, I received the Small Business Administration (SBA) New York Metro District and the Northeastern Regional Financial Services Champion Award.

If you're looking to start a business or grow your existing business, I'll work to find a program for you!

 Westchester & Rockland County Areas

Carl Capuano
(845) 706-0381 (cell)


During my 35-plus years in banking, I've taken pride in being able to establish long-term relationships with my commercial lending customers, as well as develop opportunities in new markets.  I look forward to helping Ulster Savings expand their commercial lending capabilities throughout the Lower Hudson Valley region.

Anique Morrison photo

Anique Morrison
(845) 303-4201 (cell)


An Ulster Savings Bank employee for 17 years, I'm a banking professional with a strong commercial credit background in Commercial Real Estate and Commercial & Industrial Lending.  My experience level has been augmented by professional training at the American Bankers Association National Commercial Lending School (at Southern Methodist University) and Financial Management Certification (Cornell University).  As a lifelong Hudson Valley resident, I possess a strong working knowledge of the local economic environment and use that knowledge to better serve my business customers.

Fair Lending / Fair Housing Statement
Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending and fair housing laws and within the confines of safe and sound banking practices.  Ulster Savings Bank believes that its commitment to fair lending and fair housing is a good business practice as well as a basic responsibility of the company.  The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.

Commercial Loans - Loan Officers


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Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306

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