Michele Rizzi

Mortgage Specialist

Michele Rizzi

Dutchess County
7296 S. Broadway
Red Hook, NY 12571


Ulster County
1 Twin Maples Plaza
Saugerties, NY 12477

Office: (845) 758-4020 Ext. 6519
Cell: (845) 797-4245
NMLS #: 423364

Apply Now






With over 30 years in the mortgage lending industry, I am here to help you fully understand the smart, affordable financing options available to you.  Whether you are ready to purchase, renovate or build a new home, or refinance your existing home, it is crucial to ensure you are making the best choice for your financial situation and financial goals.

Together, we will look at your current situation and your plans, to help you find the financing that will best suite your needs.  I'll work with you through the process, guiding you every step of the way.  Working in the Hudson Valley for so many years has given me a unique understanding of the local real estate market, and couple that along with Ulster Savings Bank's local decision-making and in-house processing your mortgage, you'll get the perfect team!  I look forward to providing you with expert service.

Fair Lending Statement
Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending laws and within the confines of safe and sound banking practices.  Ulster Savings Bank believes that its commitment to fair lending is a good business practice as well as a basic responsibility of the company.  The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.

We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website. If you have any feedback or questions regarding our website, please e-mail us at customerservice@ulstersavings.com or call us at 1-866-440-0391.
Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306

Powered by Intuit
Did you know about our Financial Education Center?
Click here for FREE educational resources today!

Did you know about our Financial Education Center?
Click here for FREE educational resources today!

Are you purchasing a home?
Click here to learn about the mortgage process.