Absolutely Free Checking*

Interest RatesOpen AccountFree Gift ProgramOrder ChecksFree Online Banking & Bill Pay
Mobile Banking • Online Statements

If you're looking for a convenient personal checking account with no maintenance fees or minimum monthly balance to maintain, this is it!

Changing is easy!  Switch your checking and savings accounts to US now!
  • No per check charge
  • Only $25 minimum opening deposit
  • Unlimited check writing
  • FREE online banking with bill pay
  • FREE online statements
  • FREE account opening gift
  • FREE refer-a-friend gift
  • FREE mobile app

Our debit card gives you access to the Allpoint Network logo network and over 55,000 Surcharge-Free^ ATMs worldwide!  Click here to find an Ulster Savings location or Allpoint network ATM near you!
(^No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only.  Fees may apply at other ATM locations.) 

Bank from Anywhere

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location.

Our FREE services include (click on each service for details):

Your first step to enjoying our FREE Online services is to register for Online Banking. You have the choice of opening an account online or in person at any of our branch locations. Once you register for Online Banking, you'll have access to many of the FREE services listed above.

*Customer purchases checks.  Other fees such as NSF, overdraft, sustained overdraft, etc. may apply.  See fee schedule for details.
Absolutely Free Checking

We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website. If you have any feedback or questions regarding our website, please e-mail us at or call us at 1-866-440-0391.
Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306

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