Wall Street Checking*

Interest Rates | Open Account | Free Gift Program | Order Checks | Free Online Banking & Bill Pay | Mobile Banking | Online Statements

Doing some last-minute shopping?  We've got you covered!

Going on a weekend getaway?  You'll need cash.

Finally taking that dream trip abroad?  We'll be there when you need us!

When you open a checking account with US and sign up for our debit card, our membership in the Allpoint Network icon network gives you access to over 55,000 Surcharge-Free^ ATMs worldwide!  Click here to find an Ulster Savings or Allpoint network ATM near you!
(^No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only.  Fees may apply at other ATM locations.) 


An account for those interested in higher interest!

Switch your checking and savings accounts to US now!
  • Higher interest rates on balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • Only $50.00 minimum opening deposit
  • No per check charge
  • Unlimited check writing
  • Only $8.00 monthly charge if minimum daily balance falls below $1,000

Bank from Anywhere

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location.

Our FREE services include (click on each service for details):

Your first step to enjoying our FREE Online services is to register for Online Banking. You have the choice of opening an account online or in person at any of our branch locations. Once you register for Online Banking, you'll have access to many of the FREE services listed above.

 *Customer purchases checks.  Other fees such as NSF, overdraft, sustained overdraft, etc. may apply.  See fee schedule for details.
Wall Street Checking

We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website. If you have any feedback or questions regarding our website, please e-mail us at or call us at 1-866-440-0391.
Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

Equal Housing Lender

NMLS #619306

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Did you know about our Financial Education Center?
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