Student Investor Checking

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Bank from Anywhere

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location.

Our FREE services include (click on each service for details):

Your first step to enjoying our FREE Online services is to register for Online Banking. You have the choice of opening an account online or in person at any of our branch locations. Once you register for Online Banking, you'll have access to many of the FREE services listed above.

Are you going to school locally?  If you are going to college in the Hudson Valley, you will find Ulster Savings Bank branches near most of the colleges in the area.  ATMs are also located on campus at both SUNY Ulster and SUNY New Paltz.  Click here to view our list of branch hours and locations.

We always strive to make banking as convenient as possible for our customers, yet do so with customer security in mind at the same time.  You can send money as easily as sending an e-mail or text message with Popmoney, transfer funds between accounts with different financial institutions with our External Transfers service, and monitor your accounts on your smartphone, as well as control how, when and where your debit/credit card(s) is/are used with CardValet!

Our Student Investor Checking is specifically designed for today's college student.  Some features and benefits include:

  • FREE first set of checks (select styles)
  • No minimum balance required
  • No monthly service charge
  • Only $25.00 minimum opening deposit
  • When you open a checking account with US and sign up for our debit card, our membership in the Allpoint Network icon network gives you access to over 55,000 Surcharge-Free^ ATMs worldwide!  Click here to find an Ulster Savings or Allpoint network ATM near youIn the event you don't use an Ulster Savings or Allpoint Network ATM, we will refund you up to $10.00 of ATM fees and surcharges per month on your debit card.

As always, when you open your personal checking account with US, you will receive a FREE gift.  It's our way of saying thanks for choosing Ulster Savings Bank!


Insurance Services

We know that unexpected events can happen at any time.  We offer a full line of insurance products, including renter's insurance and auto insurance through our subsidiary, Ulster Insurance Services.  Click here for more information about our personal insurance products or to request a FREE no-obligation quote today!

*Other fees such as NSF, overdraft, sustained overdraft, etc. may apply.  See fee schedule for details.
Student Investor Checking


We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website. If you have any feedback or questions regarding our website, please e-mail us at or call us at 1-866-440-0391.
Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

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