*Exclusive of any fees or service charges assessed by intermediaries.
**Applicable laws, regulations and rules permit an item to be presented multiple times for payment and we do not control the number of times an item is presented and re-presented for payment, regardless of the method by which the item is presented and/or re-presented payment, the presentment and each and every re-presentment of the item shall constitute a separate new transaction and shall be subject to a separate new fee each time the item is presented and/or re-presented for payment.
**For consumer accounts that have chosen to participate in and have been approved for the Overdraft Privilege Service: If your account had a de minimis overdraft (currently $30.00 or less), your account statement may reflect an overdraft charge on the day the de minimis overdraft was paid and a reversal of overdraft charge on the following business day together with a reversal of any other overdraft fee caused by the initial overdraft fee in connection with the de minimis overdraft transaction.
^The bank which returned the dishonored check or returned/ denied the ACH payment may charge additional fees pursuant to your account agreement with said bank.
+Plus appraisal fee and title insurance partial release endorsement fee of $150.00
++Plus cost of title insurance for the property being added to the mortgage
+++Plus credit report fee $20.30
^^Real Property Tax Search $83.00 for loan amounts below $500,000 – Fee increases $10 per $100,000 over $499,999