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Achieve Your Goals with a Personal Loan

We are excited to announce that we now offer unsecured consumer loans to help you achieve your goals. Complete our simple, online application today. There are no fees for applying!

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Don't Bank Basic. Bank Smart with US!

Looking for safe, affordable checking account that offers online banking? Our Bank Smart checking account is certified by Bank On National Account Standards. This low cost account comes with many online features and a free debit card.

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We Make Building Easy

We've helped build a home or two. Let US help finance yours. We offer flexible programs, competitive rates, responsive service, with your choice of single or double loan closing options. Best of all, we’re not an 800 number in a unreachable land. We’re right here, where you’re building!

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How To Use Zelle® To Send Money Safely

Money moves fast with Zelle® so it's important you know and trust the people you're sending money to.

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Turn a Local Purchase into a $10,000 Prize

Imagine getting even more when you support your community. We can help make it Priceless®. From now until December 31, 2022, every purchase you make with your Ulster Savings Mastercard® debit card at stores in your neighborhood gives you another entry for a chance to win up to $10,000.* Imagine how far some extra cash can take you?

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Take a Tour

Online Banking Made Simple

We offer a large selection of online services so you can bank any time, anywhere. Sign up for online banking and pay your bills, transfer funds, and pay friends and family easily. The mobile benefits of online banking include mobile check deposit, mobile wallet and two-way text alerts.

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eLearning

Managing a Small Business

Economic and financial literacy is an important skill for daily business decisions. Use our free online education tools to give you insight into a wide range of topics such as developing a business plan, business banking, obtaining credit, and business lending—just to name a few.

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Investment Planning

Dream It. Plan It. Do It.

Start your financial growth with us. We offer many financial planning services including wealth management, retirement planning, investing and life insurance. If you have the dream our experienced registered representatives can help you plan it. 

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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