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The Power of Banking Local


Ulster Savings Bank is an award-winning, mutual
bank with a legacy of moving our community forward for 175 years.
 

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Buying Your First Home? Triple Your Savings on US!

We’ll contribute $2 towards your closing costs for every $1 you save. With our First Home Savers' Program your first home can be closer than you think. We’ll match each $1 you save with $2 towards your closing costs for up to $2,000. Certain conditions apply. 

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Put Your Fall Home Improvement Plans into Motion

Ulster Savings Bank has a long history of helping generations of Hudson Valley homeowners invest in their homes. Whether you’re planning a renovation, remodeling a kitchen, or tackling long-awaited upgrades, we’re here to help you find the right financing.

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Check Out with Added Convenience and Security

Add your card to Apple Pay®, Samsung Pay®, or Google Pay™. Your Ulster Savings Debit Mastercard® works seamlessly with leading digital wallets — including the one on your own smartphone, and it's easy to set
up and use!

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Take Control of Your Finances with the Budget Bundle

Introducing the Budget Bundle, your path to financial confidence. A simple, all-in-one solution to help you build healthy spending habits, save for the future, and handle life’s surprises with confidence. Organize your money effortlessly with an account that pays bills, an account for spending, and a savings account.

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Monitor Your Credit and Protect Yourself with Credit Monitoring Alerts

Access your credit score right in your online banking. Opt in to the Credit Score feature. You will have access to all the Credit Score resources including daily alerts for peace of mind.

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Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Dream It. Plan It. Do It.

Start your financial growth with us. We offer many financial planning services including wealth management, retirement planning, investing and life insurance. If you have the dream our experienced registered representatives can help you plan it. 

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