Rates so low,
you'll hardly know
they're there.

Now is the time to
apply for a mortgage.

Start with US!

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Bank Where You Matter and Get $200*

Open a new checking account with direct deposit at our Poughkeepsie, Red Hook or Wappingers Falls locations and get a $200 bonus!

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Free Homebuyer Seminars

Join us for our free homebuyer seminars. Topics covered include getting pre-qualified, credit scores, documentation needed, down payment options and what to expect during the buying process.

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$500 Off Closing Costs*

Choose the bank that opens doors and unlock special savings.

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Smart Start Checking*

Introducing a checking account just for students ages 13 - 17.

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Choose a Free* Gift

Open a new personal checking account with US and choose from our great selection of quality gifts.

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Community Giving

Are You Looking for Sponsorship for Your Event?

Our Community Giving program distributed over $450,000 in 2019. We offer two ways for non-profit organizations to request support. The Ulster Savings Charitable Foundation and the Ulster Savings Community Donation Program!

Our Community Giving
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Investment Planning

Dream It. Plan It. Do It.

Start your financial growth with us. We offer a wide range of financial planning services including wealth management, retirement planning, investing and life insurance. Our experienced registered representatives can help you build a plan specifically tailored for your needs. If you have the dream then let us help you plan it. 

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Business Solutions

Your Business Matters to US!

We offer a broad range of products and services to help make your business life easier. Benefit from our expertise and personal attention, local decision making, and flexibility in considering your unique situation. Our community and business relationships matter to US!

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