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Get a $750* Homebuyer Credit

Join US on Thursday, June 20, 2024​ at 5:30pm for an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. We will be offering this seminar in-person and virtually on your computer.

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Spend more time growing your business and less time managing it.

As an award-winning community bank, we are here to support our local businesses with a Smart Business Suite of services that set us apart. Switch to a bank where your business matters.

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Bank On Seal

Don't Bank Basic. Bank Smart with US!

Looking for safe, affordable checking account that offers online banking? Our Bank Smart checking account is certified by Bank On National Account Standards. This low cost account comes with many online features and a free debit card.

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Protect What You Cherish Most

Our full-service insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your personal needs. With a broad range of insurance solutions from many of America’s
most reputable insurance carriers, it’s easy to find affordable options.

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We are a 5-Star Rated Bank

Ulster Savings is rated 5 Stars by Bauer Financial, a completely independent company that rates banks and credit unions across the country. Our 5-Star Bauer Financial rating is the highest rating this agency offers, which recognizes top tier safety, soundness, and performance. In a nutshell, we are one of the strongest banks in the nation.

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Business Insurance

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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Banking with US Makes a difference. Community Matters.
Our Commitment

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Business line of credit in Kingston, NY | Ulster Savings Bank

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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