Your Dream Could
Be Within Reach.

Up to $30,000

in Grants Towards the
Purchase of Your
New Home.

Get Started Today

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A Home for Luna.

Every homebuyer has a story. That's why empowering homebuyers with local resources and affordable options matters to US.

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We’ve got a 5.990% five-year home equity loan rate (6.190% APR*) to help spruce up your home's winter blues.

*APR=Annual Percentage Rate. Click for more details

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Affordable Tax Preparation Services

Tax laws keep changing. We stay current so you don’t have to. Our tax experts have decades  of experience navigating tax laws including the latest 2025 tax changes and updates. Ulster Savings Bank customers who are using tax services for the first time are eligible for a $35 Discount. Hablo español.

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Nominate US for a Chronogrammy in 2026!

We need your help! Please take a moment and nominate Ulster Savings Bank for a position in the top 5 favorite banks in the Hudson Valley. We strive to be the best and your nomination brings us closer to making that possible.

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Monitor Your Credit and Protect Yourself with Credit Monitoring Alerts

Access your credit score right in your online banking. Opt in to the Credit Score feature. You will have access to all the Credit Score resources including daily alerts for peace of mind.

Opt In Today
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Take Control of Your Finances with the Budget Bundle

Introducing the Budget Bundle, your path to financial confidence. A simple, all-in-one solution to help you build healthy spending habits, save for the future, and handle life’s surprises with confidence. Organize your money effortlessly with an account that pays bills, an account for spending, and a savings account.

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Warehouse Owner

Your Business Deserves the Best in Banking

We are an award-winning bank recognized for service, safety, reliability, community impact, and a great place to work. We offer your businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters. 

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Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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Dream It. Plan It. Do It.

Start your financial growth with us. We offer many financial planning services including wealth management, retirement planning, investing and life insurance. If you have the dream our experienced registered representatives can help you plan it. 

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