Online and Mobile Services

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location. When you open any account with US, you’ll have access to your information and the ability to transfer funds and make other transactions 24/7 from any computer or mobile device with an Internet connection.

Alerts are important to reduce the chance for overdrawing your account and to avoid possible fraud detection and prevention. We offer two types of alerts: Transaction Alerts and Additional Alerts.

Note: The first time you enroll in Transaction Alerts you will be prompted to accept Terms and Conditions. You will also be prompted to enter a verification code, which will be sent to the email address in your online banking.

Transaction Alerts help prevent fraud by notifying users of transaction activity in real-time. There are currently 12 different Transaction Alerts that you can customize.

Additional Alerts are subscription alerts such as Loan Due Alert, Maturity Alert, Card Alert, and Secure Message Alert.

The easiest way to pay your bills. No checks. No stamps. Just log into your online banking and get started..Online bill pay lets you make single or recurring electronic payments from your online account. You set the rules and we follow them.

• Set up payees
• Schedule your payments
• Set up auto pay
• Get e-Bills within your bill pay

Manage your finances with Budget Smart, a spending and budgeting tool inside your online banking platform. Budget Smart is a fully integrated financial management tool that monitors and manages your cash flow, investments, spending, budget, and savings goals.

You can create a budget in minutes, generate filtered reports, categorize transactions automatically, manage your activity, and set up notifications to alert you when you are approaching a spending limit.

Accessing Credit Score:

• Sign into your Online Banking
• Mobile Device - Go to Menu
• Web Browswer - Go to Accounts Tab
• Select the Accounts tab
• Select Credit Score
• Opt in to have access to Credit Score

Benefits of Credit Score include:

• Access to your credit score
• Detailed summaries and reports
• Real time credit monitoring alerts
• Personalized credit score action plan
• Credit score simulator and goals
• Special credit offers... And more!

Card Management Inside Online Banking

• Set card controls by location, merchant type, and spending limits.
• View spending insights for a clear picture of when and where your purchases were made.
• Add travel plans so you can use your card worry-free.
• Quickly add your cards to your device’s digital wallet.
• Receive transaction alerts, fight fraud, quickly reach support, and more!

Two-Way Text Alerts

We will watch for suspicious transactions. If a suspicious transaction is detected, you will receive a text message. Respond via text to confirm or deny the transaction. If you deny the transaction, we will instantly respond with a number to call our fraud monitoring department.

Receive free electronic statements for your eligible checking, savings and loan accounts, With eStatements you can view, download or print an electronic version of your statements. It's easy. Log into your online banking to set up eStatements. 

Benefits of switching to eStatements:

• Less mailbox clutter
• Save paper
• Easily retrieve up to 24 months of statements
• Get notified when your statements are ready
• Enhanced security

Zelle is a fast, safe and easy way to send money in minutes to friends, family and others you trust, right from the Ulster Savings Bank mobile app. Zelle makes it easy to send money to, or receive money from, people you trust. You will find Zelle in your Ulster Savings Bank mobile app.