Online and Mobile Services

Online Banking

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location. When you open any account with US, you’ll have access to your information and the ability to transfer funds and make other transactions 24/7 from any computer or mobile device with an Internet connection.

Online Banking Video


Alerts are important to reduce the chance for overdrawing your account and to avoid possible fraud detection and prevention.We offer two types of alerts: Transaction Alerts and Additional Alerts.

Note: The first time you enroll in Transaction Alerts you will be prompted to accept Terms and Conditions. You will also be prompted to enter a verification code, which will be sent to the email address in your online banking.

Transaction Alerts help prevent fraud by notifying users of transaction activity in real-time. There are currently 12 different Transaction Alerts that you can customize.

Additional Alerts are subscription alerts such as Loan Due Alert, Maturity Alert, Card Alert, and Secure Message Alert.

Bill Pay


The easiest way to pay your bills. No checks. No stamps. Just log into your online banking and get started..Online bill pay lets you make single or recurring electronic payments from your online account. You set the rules and we follow them.

  • Set up payees
  • Schedule your payments
  • Set up auto pay
  • Get e-Bills within your bill pay

Debit Cards

Manage Debit Cards Online

  • Get real-time notifications when your card is used
  • Set security preferences to match your spending habits for every debit card
  • Set spending limits for every transaction
  • Lock and unlock cards with a few taps on your smartphone

Two-Way Text Alerts

We will watch for suspicious transactions. If a suspicious transaction is detected, you will receive a text message. Respond via text to confirm or deny the transaction. If you deny the transaction, we will instantly respond with a number to call our fraud monitoring department.


Receive free electronic statements for your eligible checking, savings and loan accounts, With eStatements you can view, download or print an electronic version of your statements. It's easy. Log into your online banking to set up eStatements. 

Benefits of switching to eStatements:

  • Less mailbox clutter
  • Save paper
  • Easily retrieve up to 24 months of statements
  • Get notified when your statements are ready
  • Enhanced security

Mobile Wallet

Purchasing has never been easier. Now you can add your debit card to your mobile wallet to pay quickly and conveniently at checkout in stores, online and for in-app purchases.

FAST. No more fumbling and forgetting your card – your mobile wallet is ready to use.

CONVENIENT. Mobile wallet payments are accepted at a growing number of merchants, in apps and online.

SECURE. Your card number is never exposed to merchants, keeping your transactions safe.


Simply choose your preferred mobile wallet and get started today.

Apple Pay    Google Pay    MasterPass   Samsung Pay

Customers may be prompted to call (844) 646-5465 to verify their identity and add their card. Please note this call center is run by a third party and not the Ulster Savings Bank call center.


Money IQ


Zelle is a fast, safe and easy way to send money in minutes to friends, family and others you trust, right from the Ulster Savings Bank mobile app. Zelle makes it easy to send money to, or receive money from, people you trust. You will find Zelle in your Ulster Savings Bank mobile app.

Interactive Video Player



24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
Back to Top