Online and Mobile Services

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location. When you open any account with US, you’ll have access to your information and the ability to transfer funds and make other transactions 24/7 from any computer or mobile device with an Internet connection.

Debit Cards

Manage Debit Cards Online

Manage your debit cards in your online banking portal. Instantly lock your debit card if you lost it or misplaced it.

  • Get real-time notifications when your card is used
  • Restrict transactions to a certain area using your phone’s GPS
  • Set security preferences to match your spending habits for every debit card
  • Set spending limits for every transaction
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel
  • Lock and unlock cards with a few taps on your smartphone

Two-Way Text Alerts

We will watch for suspicious transactions. If a suspicious transaction is detected, you will receive a text message. Respond via text to confirm or deny the transaction. If you deny the transaction, we will instantly respond with a number to call our fraud monitoring department.

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Money IQ


Receive free electronic statements for your eligible checking, savings and loan accounts, With eStatements you can view, download or print an electronic version of your statements. It's easy. Log into your online banking to set up eStatements. 

Benefits of switching to eStatements:

  • Less mailbox clutter
  • Save paper
  • Easily retrieve up to 24 months of statements
  • Get notified when your statements are ready
  • Enhanced security
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Zelle is a fast, safe and easy way to send money in minutes to friends, family and others you trust, right from the Ulster Savings Bank mobile app. Zelle makes it easy to send money to, or receive money from, people you trust. You will find Zelle in your Ulster Savings Bank mobile app.

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Online Bill Pay

The easiest way to pay your bills. No checks. No stamps. Just log into your online banking and get started.

Online bill pay lets you make single or recurring electronic payments from your online account. You set the rules and we follow them

  • Set up payees
  • Schedule your payments
  • Set up auto pay
  • Get e-Bills within your bill pay
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Mobile Wallet

Purchasing has never been easier. Now you can add your debit card to your mobile wallet to pay quickly and conveniently at checkout in stores, online and for in-app purchases.

FAST. No more fumbling and forgetting your card – your mobile wallet is ready to use.

CONVENIENT. Mobile wallet payments are accepted at a growing number of merchants, in apps and online.

SECURE. Your card number is never exposed to merchants, keeping your transactions safe.


Simply choose your preferred mobile wallet and get started today.

Apple Pay    Google Pay    MasterPass   Samsung Pay

Customers may be prompted to call (844) 646-5465 to verify their identity and add their card. Please note this call center is run by a third party and not the Ulster Savings Bank call center.


24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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