Mortgages

Find a Mortgage Specialist View Rates

Experience matters and we’re here to help you find the right mortgage to fit your situation. Our Mortgage Specialists are available at a mutually agreeable time at the office location most convenient for you.

Fixed Rate Mortgages Icon
Fixed Rate Mortgages
Adjustable Rate Mortgages (ARM) Icon
Adjustable Rate Mortgages (ARM)
Government Mortgages Icon
Government Mortgages
Jumbo Mortgage Icon
Jumbo Mortgage
Construction Loans Icon
Construction Loans
Land Loans Icon
Land Loans
Homebuyer Education Icon
Homebuyer Education
Homebuyer Seminars Icon
Homebuyer Seminars

Take the first step to homeownership with a pre-qualification. Before you find the right home, you need to find the right mortgage. Getting pre-qualified by an expert mortgage lender that lets you know how much buying power you have. Knowing your buying power will give you the knowledge needed when you start looking for that perfect home. The loan that is right for you depends on several factors:
 

  • Your current and projected financial situation
  • How long you intend to keep the home
  • How much you want to put down
  • Your eligibility for special programs such as veterans or first-time homebuyers
Apply Now Homebuyer Dream Programs Fee Schedule Home Buying Guide

FAIR LENDING STATEMENT:
Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending laws and within the confines of safe and sound banking practices. Ulster Savings Bank believes that its commitment to fair lending is a good business practice as well as a basic responsibility of the company. The Bank’s success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.

24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
Back to Top