Why US

Without You There Is No US

Ulster Savings Bank is a mutual savings bank with no stockholders. Our success depends on you and without you there is no US.

Everyone has a choice where to do business and you should feel good about where you bank!  At Ulster Savings Bank, it’s our mission to be the Community Bank of Choice, to deliver superior service and products to our customers, provide meaningful careers for our employees, and support the communities we serve.

Our mission has served us well throughout our long history. We have met many challenges over the years and in 2021, we celebrate our 170th year. Ulster Savings Bank is the #1 bank in Ulster County by both deposit market share* and mortgage loans originated.*

But don’t just take our word for it! Know that we are rated 5 stars from Bauer Financial, a completely independent company that rates banks and credit unions across the country and reflects that we are one of the strongest banks in the nation.

Ulster Savings is also the proud recipient of the 2019,2020,2021 Banky™ Awards. Honored by The Institute for Extraordinary Banking, Ulster Savings Bank was recognized as being one of the top 1% of high-performing banks in America for our efforts in five categories:

  • Philanthropy
  • Above and Beyond Customer Service
  • Thought Leadership
  • Internal Culture
  • Financial Literacy Education

More than just banking, our customers gain convenient access to a wide range of products and services all in one place. Whether you’re in need of a bank, an independent insurance agency, a tax preparer, a financial services provider, or a payroll company, it’s all right here with US.

Our long tenured management team and dedicated employees provide the personalized and responsive service that our customers enjoy. 

Our community is our home. When communities thrive, we do too. That’s why community health is so important to US. Community support is a passion at Ulster Savings Bank. Because we have no stockholders, we are able to reinvest more of our profits within the communities we serve. Very few banks have both a charitable foundation and a community donation program like Ulster Savings. Since our foundation was formed back in 2001, Ulster Savings Bank has contributed over $15 million dollars back into the community. Supplement that with the love that our employees show through our community service program and the volunteer hours that they serve throughout the Hudson Valley year after year, we truly are a community bank.

Sure, financial institutions across the country offer many of the same products and services. It’s that extra that sets US apart from all the others!


If you have an existing Ulster Savings checking account, log into your online banking to make a transfer to your loan. If not, you can register to make an automatic one-time payment or re-occurring payments on the Mortgage Payment Options page.

Please check out the postings on our employment page. Some positions may require a license, years of experience, knowledge of a computer program, etc. The qualifications needed to apply for a particular open position vary, and are listed in each posting.

No. We are currently only taking applications for positions that are listed as open on our website. To view these openings, please click here. If you are interested in a position that is not listed as open, please contact our Human Resources Department directly. We can advise you on how to proceed according to your specific situation.

Yes! Please call our Telephone Banking number at 845-338-0900 or customer service toll free at 866.440.0391. There are other ways to make a payment as well. Log in to your online banking to make a payment from your existing checking/savings account or if you don't have online banking with us, you can set up an automatic one-time or reoccurring payment on our website here.

Ulster Savings Bank’s routing number is 221971264.

By calling the loan servicing department at 845-338-6322, ext. 5701.

Sign up to register your account(s) for Online Banking and Mobile Banking. Once your registration has been approved, you may login and view all your account(s) online.

Once we receive your resume for consideration, we may contact you to schedule an interview which may include skills testing.

To find out the status of your application, please call 1-845-338-6322 or you can email hr@ulstersavings.com.

You can call the Contact Center 24/7 for live assistance at 866-440-0392 or call 800-472-3272 and follow the prompts.

Please contact our Loan Servicing department at 845-338-6322, ext. 3338.

By calling 845-338-6322 and asking for our tax escrow department.

You can call the Contact Center 24/7 at 866-440-0392 or our Customer Service Center at 845-338-6322 Monday-Friday 8 am-6 pm and Saturday 9 am-2 pm.

Please log into your online banking account to find the link to order your checks or click here.

Please fax to 845-339-5446 or by mail to: Ulster Savings Bank, 180 Schwenk Drive, Kingston, NY 12401 Attn: Tax Escrow Department

Yes, we will contact you in writing that the position has been filled.

Foreign ATM fees are assessed when a non-Ulster Savings Bank ATM is used.

No. You only need to have one application on file with USB. If you already have an active or inactive application on file with US and would like to apply for another position, please call our Human Resources Department at 845-338-6322, ext. 3289.

*FDIC deposit market share data 2018, HMDA data 2018

24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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