Why US

Without You There Is No US

Ulster Savings Bank is a mutual savings bank with no stockholders. Our success depends on you and without you there is no US.

Everyone has a choice where to do business and you should feel good about where you bank!  At Ulster Savings Bank, it’s our mission to be the Community Bank of Choice, to deliver superior service and products to our customers, provide meaningful careers for our employees, and support the communities we serve.

Our mission has served us well throughout our long history. We have met many challenges over the years and in 2019, we celebrate our 168th year. Ulster Savings Bank is the #1 bank in Ulster County by both deposit market share* and mortgage loans originated.*

But don’t just take our word for it! Know that we are rated 5 stars from Bauer Financial, a completely independent company that rates banks and credit unions across the country and reflects that we are one of the strongest banks in the nation.

Ulster Savings is also the proud recipient of the 2018 Banky™ Award. Honored by The Institute for Extraordinary Banking, Ulster Savings Bank was recognized as being one of the top 1% of high-performing banks in America for our efforts in five categories:

  • Philanthropy
  • Above and Beyond Customer Service
  • Thought Leadership
  • Internal Culture
  • Financial Literacy Education

More than just banking, our customers gain convenient access to a wide range of products and services all in one place. Whether you’re in need of a bank, an independent insurance agency, a tax preparer, a financial services provider, or a payroll company, it’s all right here with US.

Our long tenured management team and dedicated employees provide the personalized and responsive service that our customers enjoy. 

Our community is our home. When communities thrive, we do too. That’s why community health is so important to US. Community support is a passion at Ulster Savings Bank. Because we have no stockholders, we are able to reinvest more of our profits within the communities we serve. Very few banks have both a charitable foundation and a community donation program like Ulster Savings. Since our foundation was formed back in 2001, Ulster Savings Bank has contributed over $9.5 million dollars back into the community. Supplement that with the love that our employees show through our community service program and the volunteer hours that they serve throughout the Hudson Valley year after year, we truly are a community bank.

Sure, financial institutions across the country offer many of the same products and services. It’s that extra that sets US apart from all the others!

*FDIC deposit market share data 2018, HMDA data 2018

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