Our goal is to provide our customers with the tools and resources they need to help them succeed. Here you’ll find access to our ATMs, comprehensive online tools, and much more.

ATM Locator


You can easily move recurring payments and direct deposits to your Ulster Savings Bank account, all with the click of a mouse. No complicated switch kits or wasting time contacting payees, just an easy process that does the work for you. 

Simply follow these steps to start the secure process: 

  1. Call 866-440-0391 or come by an Ulster Savings Bank branch to receive your SwitchTRACK code.
  2. Access Ulster Savings Bank’s ClickSWITCH portal
  3. Enter the SwitchTRACK code provided. 
  4. Create your personal password. 
  5. When prompted, enter your new password, and log in. 
  6. Read and accept the terms of use, and you are ready to begin your switches. 
  7. Click on your desired tab and follow the instructions to create and submit your switches. 

Automated Payments 

An automated payment (or ACH) is a regular, ongoing payment that is initiated from your bank account, such as a monthly insurance bill, utility payment, or automobile loan payment. Use the list below as a reference for transferring your automatic payments to your new account. Take into consideration any annual payments that you may have set up as a deduction.

  • Electric
  • Mortgage/Rent Payment
  • Gas
  • Automobile Loan/Lease
  • Water
  • Department Store Card
  • Telephone
  • Home/Rental Insurance
  • Mobile Phone
  • Automobile Insurance 
  • Cable Service
  • Life/Health Insurance
  • Auto Club (AAA)
  • Charitable Donations
  • Health Club
  • Other Loans
  • Credit Card
  • Miscellaneous Payments

What is a Direct Deposit?

A direct deposit is any payment that you receive from a person or organization directly into your account. These include payroll direct deposits, government direct deposits (Social Security, Disability, etc.) and dividend direct deposits from investment accounts. 

Helpful Information

Use for login, tracking switch activity and completing switch process.
Account data will be automatically populated into the ClickSWITCH portal. Just click on which billers you'd like to switch and ClickSWITCH takes care of the rest, sending completed account switch forms and a copy of a voided check directly to billers.
Enables you to easily track payments you want to transition to a new account. 
The ClickSWITCH portal allows you to view a listing of all switches currently in progress and details regarding each switch. The Switch Summary will also let you know if additional action is needed from you and confirm when a switch has been successful.
Advises you on the approximate amount to leave in your existing account in the event that automated payments are processed prior to the account switch.
Easily initiate closure for previous external accounts once the switch process is complete.

If you have any questions about how to get started with ClickSWITCH, please stop by your nearby Ulster Savings Bank branch location or contact our Customer Service Center at 866-440-0391 or


A FREE electronic version of your paper bank statement. GO Green and make the SMART choice.

  • Safe and Secure access to all the information you receive today via paper statements.
  • Immediate access - review your statements as soon as they are ready.
  • Organization - never misplace a statement again.
  • Security - reduce the risk of identity theft by no longer receiving paper statements in the mail.
  • Need a paper copy? No problem. Your electronic copy can be printed at home-when you need it.

Interactive Video Player

To enjoy the convenience of online statements, you must be registered for online banking.  If you are a registered online banking user, you an sign up for estatements inside online banking.

Sign up now for online banking and begin estatements

If you're currently registered for Ulster Savings Bank online banking, you can easily sign up for estatements during your next online banking visit.


Telephone Banking

Local 845 area code: 338-0900

Toll Free: 888-579-4344

Convenience & Flexibility 24 hours a day... 7 days a week!

Can’t get to the bank to transfer funds from your savings to your checking? With telephone banking, you can:

  • Check account balance information and transaction history
  • Transfer money between eligible accounts
  • Request stop payments of checks
  • Make loan payments
  • Check rates

Don't speak English? Language Services  offers many different languages!



Financial Education

Welcome to the Financial Education Center!

We know you face important financial decisions every day and we are here to help! This program will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you.

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