Non-Profit Solutions

We understand the financial challenges that local non-profits face on a daily basis.

We’ offer a free1 business checking account, a new line of money markets, and a credit card, all specifically designed for non-profit organizations. Put your funds for your non-profit to work with US. 

Non-Profit Business Checking

  • Earn interest on your free1 checking
  • Minimum deposit is $25
  • No minimum balance
  • No monthly maintenance fee
  • No activity fee
  • Unlimited withdrawals and deposits
  • Business debit Mastercard
  • Overdraft protection
  • Excellent funds availability
  • Balance reporting and alerts
  • Online statements available
  • Access to thousands of Allpoint® surcharge-free2 ATMs

1Customer purchases checks. Other fees such as NSF, overdraft, sustained overdraft, etc. may apply. See our fee schedule for details.
2No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees may apply at other ATM locations.

Non-Profit Credit Card

We now offer credit cards including a credit card specifically designed for non-profits. Complete the contact request form, stop by a branch, or call us at 845-338-6322 to get more information.

Non-Profit Select Money Markets

Amount Minimum Balance to Open Minimum Balance to Earn APY Interest Rate APY**
Non-Profit Select Money Market* Account Tier I $2,500 $.01 - $49,999.99 1.08% 1.10%
Non-Profit Select Money Market* Account Tier II $2,500 $50,000.00 - $74,999.99 1.18% 1.20%
Non-Profit Select Money Market* Account Tier III $2,500 $75,000.00 - $99,999.99 1.33% 1.35%
Non-Profit Select Money Market* Account Tier IV $2,500 $100,000.00- $274,999.99 1.42% 1.45%
Non-Profit Select Money Market* Account Tier V $2,500 $275,000.00- $499,999.99 1.62% 1.65%
Non-Profit Select Money Market* Account Tier VI $2,500 $500,000 or higher 2.44% 2.50%

Rates Updated 2/22/2024

*Variable rate accounts are accounts with rates that may change after the account is opened.

** APY=Annual Percentage Yield. Rates subject to change. Interest rates and terms apply only to Ulster, Dutchess, Greene and Orange counties in NY State. Ulster Savings Bank cannot be held responsible for online calculator errors.

Any Annual Percentage Yield (APY) provided on our website assumes interest will remain on deposit for at least one year. All money market accounts listed above are variable rate accounts. Rates for variable rate accounts may change after the account is opened. Fees charged for maintenance or certain transactions on any account may also reduce earnings. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, computer, check, debit card or similar order and telephone transfer are limited to six (6) per statement cycle.

A fee of $10.00 will be imposed at interest crediting if one or more daily balances in the statement cycle period fall below $2,500.00.

"Ulster Savings Bank has answered our business needs by being very flexible and  knowledgeable. Anytime we had a question about certain things they would advise and guide us."
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Community Matters

We support non-profit organizations in the communities we serve, with an emphasis on helping causes our employees are directly engaged with. Supporting local is at the heart of everything we do.

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Charitable Foundation

In 2001, in honor of the bank’s 150th anniversary, the bank created a charitable foundation based on
a mission to assist the community in the areas of education, housing, and health and human services

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Green Partner

Corporate Responsibility

We have a long and distinguished history of helping the community. Among these efforts is our commitment to lessening our impact on the environment with sustainable and green business practices.

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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