Business Loans

As a business owner, you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. Whatever stage your business is in, we can help you choose the correct business loan, line of credit, or real estate financing that fits your needs.

We strive to understand each customer’s vision of his or her unique business. Our decisions aren’t made from a main location hundreds of miles away, with no understanding of the local issues. Our decision makers live and work right here in the Hudson Valley.

With the ability to provide flexibility, our Commercial Bankers will suggest a course of action that works for you and your business. Feel free to contact us at for more information about our commercial lending solutions.

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Financial Education

Obtaining Business Credit

Learn how a small business can build and maintain good credit and apply for business loans.

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Financial Education

Using Businesses Credit

Learn about the types of financing options available to small businesses.


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Fair Lending/Fair Housing Statement

Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending and fair housing laws and within the confines of safe and sound banking practices.  Ulster Savings Bank believes that its commitment to fair lending and fair housing is a good business practice as well as a basic responsibility of the company.  The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.

24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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