As a business owner, you’re always looking for new opportunities to expand and grow your business.
Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. Whatever stage your business is in, we can help you choose the correct business loan, line of credit, or real estate financing that fits your needs.
We strive to understand each customer’s vision of his or her unique business. Our decisions aren’t made from a main location hundreds of miles away, with no understanding of the local issues. Our decision makers live and work right here in the Hudson Valley.
With the ability to provide flexibility, our Loan Officers will suggest a course of action that works for you and your business. Feel free to contact us at commercial@ulstersavings.com for more information about our commercial lending solutions.
Financial Education
Obtaining Business Credit
Learn how a small business can build and maintain good credit and apply for business loans.
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Financial Education
Using Businesses Credit
Learn about the types of financing options available to small businesses.
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Commercial Loan Officers
Talk to one of US today. We can help turn your business challenges into hardworking solutions. 866-440-0391 or commercial@ulstersavings.com
I enjoy partnering with small business owners, real estate investors, and various non-profit organizations within the Hudson Valley region to develop creative financial solutions and business opportunities. I have been with Ulster Savings Bank since 1991 and have served as a Commercial Loan Officer for the past 15 years. I’m a 1991 graduate of Purdue University and live in Kingston with my wife and four children.
As a life-long Dutchess County resident with 30+ years in banking, I have developed a deep understanding and knowledge of the needs of businesses in the Hudson Valley. I have worked with many businesses to help them grow to the next level and to maintain a sustainable business that can be passed on to the next generation. I work hard to help our clients achieve their goals and I truly enjoy watching businesses succeed. I provide guidance through the process and will be here to answer any questions you have!
In addition to my 29 years of banking experience and commercial lending experience in the Hudson Valley, I hold a Bachelor of Finance Degree from New York University. I work hard to help my business customers meet their goals, whether it’s to grow or expand their business, or start up a new venture altogether. I truly enjoy assisting my business customers achieve success and I strive to provide great customer service and guidance throughout the process.
I have been a commercial lender in the Mid-Hudson Valley for over 30 years. Over this time, I have developed a specialty in government-guaranteed lending programs. In 2012, I received the Small Business Administration (SBA) New York Metro District and the Northeastern Regional Financial Services Champion Award. If you're looking to start a business or grow your existing business, I'll work to find a program for you!
During my 35-plus years in banking, I’ve taken pride in being able to establish long-term relationships with my commercial lending customers, as well as develop opportunities in new markets. I look forward to helping Ulster Savings expand their commercial lending capabilities throughout the Lower Hudson Valley region.
An Ulster Savings Bank employee for 17 years, I’m a banking professional with a strong commercial credit background in Commercial Real Estate and Commercial and Industrial Lending. My experience level has been augmented by professional training at the American Bankers Association National Commercial Lending School (at Southern Methodist University) as well as Financial Management Certification from Cornell University. As a lifelong Hudson Valley resident, I possess a strong working knowledge of the local economic environment and use that knowledge to better serve my business customers.