Commercial Mortgages

No two businesses are the same, and neither are their commercial real estate needs.

Some properties are more complex than others (apartments, industrial, flex space, office, retail, medical, etc.), and require different commercial financing options. Whether fixed or floating interest rates, we have the right resources to fund a commercial real estate transaction for your business. We can develop a customized loan product that will help you meet your goals.


  • Financing available for multi-family, office, industrial, retail, and medical office buildings; construction; and new purchases or debt refinances
  • Choose between fixed and variable rates with terms available up to 25 years
  • Flexible repayment schedules
  • Monthly payments can be made easily via auto debit, over the phone, or at our branches


USB Land Development Loans are used for land acquisition and land conversion projects. This includes, but is not limited to, subdivision development, land or property improvements, construction financing, and rehabilitation projects. Contact a Commercial Lender today for more information.

Fair Lending/Fair Housing Statement

Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending and fair housing laws and within the confines of safe and sound banking practices.  Ulster Savings Bank believes that its commitment to fair lending and fair housing is a good business practice as well as a basic responsibility of the company.  The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.

24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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