Career Opportunities

Working at Ulster

At Ulster Savings, you’ll be part of an enthusiastic team of people where we believe in working closely together for the benefit of our customers, communities, and each other. When you add this to an environment that allows skills and experience to bring forth growth and change, you’ll find plenty of room to grow professionally. We offer an excellent benefit package, including paid time off, paid holidays, medical, dental and vision insurance, matching 401k plan, and educational assistance. 
 

Final candidates are subject to a pre-employment background check, which will include, but is not limited to credit history. For immediate confidential consideration, please send your resume via email to hr@ulstersavings.com.


You may also mail a copy of your resume to us at:
Ulster Savings Bank
Attn: Human Resources
180 Schwenk Drive
Kingston, NY 12401

Phone: 1-866-440-0391
Fax: 845-943-6922

Ulster Savings Bank is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability or protected veteran status, and any other basis protected by applicable local, state, or federal law or Executive Orders. EEO is the law.

Current Positions Available

Mortgage Loan Underwriter

The primary function of the Underwriter is to render credit decisions consistent with bank and investor policies, exercising sound judgment based on a detailed analysis of all relative documentation.

  • Full-time position
  • Opportunity to work remotely
  • Sign-on bonus

DUTIES AND RESPONSIBILITIES:

  • Analyze application package to determine credit strength, employment history, property values and characteristic, and any other pertinent information
  • Verify the accuracy of information contained in application
  • Responsible for examining loan documentation for accuracy and completeness while coordinating with processor to secure all required documents
  • Underwrite and decide mortgage loans ensuring compliance with appropriate bank and secondary market investor standards
  • Provide potential counter-offers where the existing application will not qualify
  • Identify conditions to loan approvals, either based on bank standards or those of the selected investor
  • Document and effectively communicate reasons for rejection/approval
  • Enter decision and all conditions in the system
  • Ability to respond to individual bank and investor audits.
  • Work with new Processors as needed, assisting them through the training process to advance them to our desired performance levels.
  • Adhere to all Regulatory Compliance Laws (including but not limited to: Fair Credit Reporting Act, HMDA, RESPA, HOEPA, Reg Z, Flood Disaster Protection Act, ECOA & Fair Housing, Privacy Act & Policies, and New York State Regulations).
  • Identify potential opportunities and cross-sell all bank products and services to new and existing clients. Continually prospect to create new lead streams both within and outside of the institution.
  • Drives financial performance through profitable revenue growth, goal attainment, and exceptional customer service.
  • Attend meetings in the main office or any other designated location. The meetings will include but not be limited to underwriting, training seminars, general bank meetings.
  • Any other duties as assigned.

KNOWLEDGE AND SKILLS:

  • Strong analytical and organizational skills.
  • Detail oriented.
  • Strong written and verbal communication skills.
  • Excellent problem-solving skills.
  • Highly organized and able to prioritize.
  • Knowledge of lending principles and the Bank’s credit policies.
  • Strong working knowledge of GSE, FHA, VA, USDA, & Portfolio Guidelines.
  • Minimum of 3 years Mortgage Processing and/or Underwriting experience (Preferred)
Submit Resume

Personal and Small Business Insurance – CSR/Account Management

This position is responsible for the retention of designated accounts by delivering prompt, accurate, and high-quality customer service. In our fast-paced environment there will also be plenty of opportunities to sell additional coverage to your existing customers as well as to write new business.

Candidates should have a comprehensive understanding of personal and small business insurance products and coverage and have the ability to promptly provide accurate answers to customer and carrier inquiries. In addition, they must have the ability to work independently and express excellent judgment in identifying and resolving coverage issues and must adhere to agency procedures for selling, servicing, and processing. 

Excellent communication skills - both verbal and written - are required, as well as computer skills with the ability to produce reports and perform analysis. Applicants need to be proficient in Microsoft Office products. In addition, minimal requirements include at least three years of personal and small business insurance experience; excellent customer service skills; experience with Agency Management System (Applied EPIC preferred); a valid NYS driver’s license; ability to travel to and work out of additional locations upon request; and a valid NYS P&C license.

Submit Resume

Residential Mortgage Specialist

Ulster Savings is currently seeking highly motivated Residential Mortgage Loan Specialists/Originators in Orange and Dutchess counties. Join our exciting and growing sales team. You will be working within our communities to help borrowers through the mortgage process. Mortgage sales experience is required along with current valid NMLS registration and valid NYS driver’s license. Bilingual is preferred. 

We offer our employees excellent benefits to meet personal needs including Student Loan Repayment Assistance, Child Care Reimbursement, Dental, Vision and 401K Match.

Submit Resume

Tellers

We are currently seeking professional, highly-motivated, service-oriented individuals to fill Part-Time, Full-Time, and Float Teller positions. Tellers are responsible for performing routine branch and customer service duties; accepting retail and commercial checking and savings deposits; processing loan payments; cashing checks and making savings withdrawals; promoting business for the bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Candidates must possess excellent verbal and written communications skills, excellent math and organizational skills; the ability to listen, understand, and respond to requests; and the ability to travel throughout Ulster, Dutchess, and Orange counties. Float tellers are assigned to branches as needed and require flexible schedules including possible Saturday hours.

Hours vary for the Part-Time and Float Teller positions and will include Saturday hours of 8:45 am to 2:15 pm.

Submit Resume

Benefits

If you’re seeking career opportunities, then make Ulster Savings Bank your first choice!

Ulster Savings Bank offers a comprehensive benefit package to both part time and full time employees. The following is a list of some of the benefits that may be available to employees:

  • Medical Insurance
  • Dental Insurance
  • Life Insurance
  • Vision Insurance
  • 401(k) with Employer Match Program
  • NYS Disability
  • Short and Long Term Disability
  • Flexible Spending Accounts
  • Paid Time Off
  • Paid Holidays
  • Family Medical Leave
  • Military Leave
  • Bereavement Time
  • NYS Paid Family Leave
  • Employee Assistance Program
  • Educational Benefits - Tuition Assistance

Enjoy other perks of working with US such as a festive night out at our Annual Spring Gala, take part in our Community Service Program, and enjoy our Employee Pancake Breakfasts and Annual Barbecue!

Frequently Asked Questions (FAQs)

If you're seeking career opportunities, then make Ulster Savings Bank your first choice.

General FAQs

Please check out the postings on our employment page. Some positions may require a license, years of experience, knowledge of a computer program, etc. The qualifications needed to apply for a particular open position vary, and are listed in each posting.

No. We are currently only taking applications for positions that are listed as open on our website. To view these openings, please click here. If you are interested in a position that is not listed as open, please contact our Human Resources Department directly. We can advise you on how to proceed according to your specific situation.

Once we receive your resume for consideration, we may contact you to schedule an interview which may include skills testing.

To find out the status of your application, please call 1-866-440-0391 or you can email hr@ulstersavings.com.

Yes, we will contact you in writing that the position has been filled.

No. You only need to have one application on file with USB. If you already have an active or inactive application on file with US and would like to apply for another position, please call our Human Resources Department at 845-338-6322, ext. 3289.

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