Commercial Credit Analyst
Commercial Credit Analyst will be responsible for new and existing commercial real estate loans, lines and letters of credit and other commercial credit exposure, which is based upon credit data, public records, industry and market data and financial statements of businesses and individuals to determine the degree of risk involved in extending credit. The selected candidate will prepare reports with this data making recommendations on quantitative and qualitative basis regarding credit and risk rating assessment in accordance with Ulster Savings Bank’s lending policy and procedure, as well as identifying potential or existing credit problems to assist senior management in the decision-making process. The Credit Analyst will also utilize this information to analyze existing loans in the bank’s portfolio for credit worthiness and risk assessment.
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Commercial Credit Manager
Ulster Savings Bank is seeking a highly motivated Commercial Credit Manager to join our team! The Commercial Credit Manager will be responsible for the credit approval, administration, and loan review process of Ulster Savings Bank’s commercial loan portfolio while working closely with the Senior Credit Management team. This includes but is not limited to producing quality underwriting and presentations that assess and present the credit risk, ensuring solid loan structuring, performing due diligence, documenting credit files, and closing loans. The Credit Manager administers the assessment of risk and creditworthiness of new and existing commercial businesses following the Bank's policy and procedures to optimize the mix of new loan production and loan loss.
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Licensed Financial Representative
Ulster Savings Bank is currently seeking a Licensed Financial Representative to our growing Financial Services Department. A successful candidate will have at least two years’ worth of experience and their Series 6/7, 63, 65 & Life Insurance Licenses. The Licensed Financial Representative’s responsibilities include but are not limited to, generating annual gross commissions, scheduling new appointments every week, continually prospect new lead streams from inside and outside the organization, the ability to travel and work independently, ability to analyze data and exercise discretion and judgment in making decisions which affect the Bank and its subsidiaries, and identify potential new cross-sell for other bank products. Cetera background check is required.
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Residential Mortgage Specialist
Ulster Savings is currently seeking a highly motivated Residential Mortgage Loan Specialist/Originator for Ulster County. Join our exciting and growing sales team. You will be working within our communities to help borrowers through the mortgage process. Mortgage sales experience is required along with current valid NMLS registration and valid NYS driver’s license. Bilingual is preferred.
We offer our employees excellent benefits to meet personal needs including Student Loan Repayment Assistance, Child Care Reimbursement, Dental, Vision and 401K Match.
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Ulster Savings is currently seeking a highly motivated Tax Preparer to join our exciting and growing team. Viable candidates must have good analytical, written, and verbal communication skills. You must have proficient organization skills and be conscientious of meeting deadlines. The Tax Preparer's responsibilities include preparing personal tax returns – schedules A-F, diagnostics, E-filing and E-filing rejections, research stock basis, research tax return issues online and with taxing authorities, and handle client requests for copies of returns. In addition, successful candidates will have 3-5 years of personal tax preparation experience.
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We are currently seeking professional, highly-motivated, service-oriented individuals to fill Part-Time, Full-Time, and Float Teller positions. Tellers are responsible for performing routine branch and customer service duties; accepting retail and commercial checking and savings deposits; processing loan payments; cashing checks and making savings withdrawals; promoting business for the bank by maintaining good customer relations and referring customers to appropriate staff for new services.
Candidates must possess excellent verbal and written communications skills, excellent math and organizational skills; the ability to listen, understand, and respond to requests; and the ability to travel throughout Ulster, Dutchess, and Orange counties. Float tellers are assigned to branches as needed and require flexible schedules including possible Saturday hours.
Hours vary for the Part-Time and Float Teller positions and will include Saturday hours of 8:45 am to 2:15 pm.
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