Interest rates
have dropped!

15-Year Fixed Rate
Home Equity Loan

6.875%
6.964% APR*

Apply with US today!

*APR=Annual Percentage Rate

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Free Financial Seminar - Debt Management

Join us Thursday, July 17 at 5:30pm at Broadway Bubble, 718 Broadway in Kingston for a free and informative seminar focused on practical strategies to manage and reduce debt. Learn what steps you can take to create a plan and feel confident about your financial future.

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American Red Cross Blood Drive

Blood Drive – July 22, 2025

The Kingston Rotary Club is sponsoring a Blood Drive on Tuesday, July 22, 2025, 9 am-2 pm at our 180 Schwenk Drive location in Kingston. Register online by visiting RedCrossBlood.org and use sponsor code, HVChallenge, or call 1-800-RedCross.

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Grill and stars

Hyde Park Branch Community Appreciation Day Celebration

Join Us on Saturday, August 2, 10am-2pm for our annual Community Appreciation Day Celebration at our Hyde Park location at 4240 Albany Post Road. Enjoy free refreshments while supplies last, games, arts and crafts, and entertainment. Joining us will be local vendors and community organizations. All are welcome!

Hyde Park Branch
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Take Control of Your Finances with the Budget Bundle

Introducing the Budget Bundle, your path to financial confidence. A simple, all-in-one solution to help you build healthy spending habits, save for the future, and handle life’s surprises with confidence. Organize your money effortlessly with an account that pays bills, an account for spending, and a savings account.

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Warehouse Owner

Your Business Deserves the Best in Banking

We are an award-winning bank recognized for service, safety, reliability, community impact, and a great place to work. We offer your businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters. 

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Check Your Credit Score Anywhere You Go

Access your credit score right in your online banking. Opt in to the Credit Score feature and take control of your financial health. You will have access to all the Credit Score resources without impacting your score.

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Protect What You Cherish Most

Our full-service insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your personal needs. With a broad range of insurance solutions from many of America’s
most reputable insurance carriers, it’s easy to find affordable options.

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Business line of credit in Kingston, NY | Ulster Savings Bank

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Two children riding in the back of a red car.

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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