$810,581 Given

to our community
in 2024.

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Gain Valuable Knowledge and a $750* Homebuyer Credit

Join US on Wednesday, February 19, 2025​, at 5:30pm for a virtual Homebuyer Seminar. You will get an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. *Certain conditions apply.

Register Here
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The Homebuyer Dream Program is Offering Up To $30,000 in Grants

You may qualify for up to $30,000 in grants towards the purchase of your new home with the Homebuyer Dream Program. Certain conditions apply. Find out if you are eligible.

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Nominate US for a Chronogrammy

It’s that time again for you to vote for the Hudson Valley’s most outstanding establishments, organizations, and people. Help US get closer to winning a Chronogrammy in 2025. Nominations are now open until February 15, 2025.

Nominate US Today
Newsweek Best Banks of 2025 Award

Ulster Savings Bank Named to Newsweek’s Best Regional Banks and Credit Unions 2025

We are excited to announce that Ulster Savings Bank has been recognized by Newsweek and Plant-A Insights Group for our community impact, commitment to supporting small businesses, non-profits, and easy access to banking services.

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Are You Someone Who Loves Making a Difference in People’s Lives?

If you have a strong ambition to learn and grow in your career, then you deserve to work for an award-winning bank that you can brag about. At Ulster Savings Bank you’ll be part of an A+ team where we believe in working closely together for the benefit of our customers, communities, and each other. 

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Bank On Seal

Don't Bank Basic. Bank Smart with US!

Looking for safe, affordable checking account that offers online banking? Our Bank Smart checking account is certified by Bank On National Account Standards. This low cost account comes with many online features and a free debit card.

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Business line of credit in Kingston, NY | Ulster Savings Bank

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Two children riding in the back of a red car.

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

Get Started
24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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