Student Investor Savings Program

Interest Rates

In today's world, it's critical to start good savings and investing habits at an early age.  Our Student Investor Savings Program, created exclusively for students of elementary to high school age, teaches children the benefits of saving, while making it fun and enjoyable.


Facts and FiguresStudent Investor Savings - report card promo image

  • A $5.00 minimum deposit is all you need to open a Student Investor Savings Account.
  • Student Investor Savings Account holders will receive statements quarterly.
  • Students can sign up for online banking so they can view their accounts at home.
  • Interest will be earned on balances of $5.00 or more in Student Investor Savings Accounts and will be paid at a rate set by Ulster Savings Bank.
  • Withdrawals can be made at any of Ulster Savings Bank's convenient branch locations.

Invest it!

Investing involves accumulating money for long-term goals.  Look for ways to save that gives the maximum return on your savings.

If you're looking to earn a higher rate of return, check out our large selection of low-risk CD (Certificate of Deposit) choices.  You even get special terms too, like a reduced minimum deposit requirement to start your own CD.  Open any term CD with a minimum balance of only $250.


Banking In School

Ulster Savings Bank is committed to supporting early money management skills.  We are actively involved with local student saver programs at schools throughout the Hudson Valley.  Find out if your school has a student banking program with US!

If your school participates, a school representative will pick up and deposit any monies for the student(s) on a designated day, usually first thing in the morning.  The school representative will then promptly return receipts to the student(s).

If your school is currently not participating, just visit one of our convenient branch locations and open your own Student Investor Savings Account with US.  We make it easy! 

Student Savings Program


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Member FDIC

Investment, Tax, Payroll and Insurance products and services offered through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.

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