Freedom Select benefits are available to any Ulster Savings Bank customers who meet certain criteria. There is a maximum of two individuals per household for Freedom Select membership; the lead individual must maintain combined deposit balances of $25,000 or more and the second party must have an account relationship with Ulster Savings Bank. An active Ultra Smart personal checking account relationship with a $2,500 minimum balance is required.
*Value of free gift may be reportable as interest on 1099-MISC form. We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
**No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees may apply at non-participating ATM locations.
^ Discount only applies to taxes prepared by the tax department of our subsidiary Ulster Financial Group.
1 Subject to the terms and conditions detailed in the Guide to Benefits.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Identity and credit monitoring require additional activation for monitoring to begin.
***Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.