Freedom Select

The Freedom Select program is designed for customers with a combined deposit balance of $25,000 or more. Members can take advantage of exclusive benefits such as discounted day trips and free seminars. In addition, account holders will have access to all the benefits of an Ultra Smart Checking including a Free Gift*, cell phone protection, roadside assistance, identity theft aid, local shopping, dining and travel discounts. Enroll at any banking location near you.

Freedom Select Exclusive Member Benefits:

  • All the benefits of an Ultra Smart checking account including a Free* Gift and interest
  • A refund of up to $10 per month on your debit card for ATM fees and surcharges at locations not participating in the Surcharge-Free** Allpoint network
  • Freedom Adventures—exciting escorted day tours
  • Annual $35 tax preparation discount
  • Annual $10 discount on any size safe deposit box (where available)
  • Free teller checks
  • Free check printing on pre-selected styles or $20 check printing credit
  • Free incoming and outgoing wire transfers (excluding international)
  • Annual reimbursement of AARP membership dues up to $10 (one per household per year)
  • AARP Driver Safety classes sponsored for members three times each year
  • Free online and mobile banking tools 
  • Free Financial and Estate Planning Analysis and Long-Term Care and Insurance review
  • Free educational seminars
  • Free no-obligation insurance quotes

Use the MyPerksNow app to save money on the things you're already paying for.

  • Shopping and dining from local stores and restaurants***
  • Nationwide travel, hotel, recreation, and entertainment savings
  • Savings on prescriptions, vision, and hearing aids
  • Cell phone protection - up to $8001,2 
  • Roadside assistance - 24/7, up to $80
  • $10,000 travel accidental death insurance2
  • $2,500 personal identity theft benefit1,2,3 and identity restoration
  • Payment card fraud resolution
  • Buyer’s protection and extended warranty1,2
App Home Screen

Freedom Select benefits are available to any Ulster Savings Bank customers who meet certain criteria. There is a maximum of two individuals per household for Freedom Select membership; the lead individual must maintain combined deposit balances of $25,000 or more and the second party must have an account relationship with Ulster Savings Bank. An active Ultra Smart personal checking account relationship with a $2,500 minimum balance is required.

 *Value of free gift may be reportable as interest on 1099-MISC form. We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening. 

**No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees may apply at non-participating ATM locations.

1 Subject to the terms and conditions detailed in the Guide to Benefits.


3 Identity and credit monitoring require additional activation for monitoring to begin.

***Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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