Freedom Select

If you are 50 years old or better and maintain a minimum of $25,000 in Ulster Savings Bank deposit accounts (must include an active personal checking account), you are eligible to enjoy all the advantages our Freedom Select* program designed to reward our most valued customers! Enroll at any banking office near you. 

Exclusive Member Benefits

Sign up for Freedom Select today and enjoy $75 or more in savings

  • FREEDOM ADVENTURES-exciting day tours for all to enjoy. Members receive a Calendar of Events brochure 3 times a year.
  • ALL Ulster Savings Bank (USB) ATM transaction fees waived at non-USB ATMs in the USA (other financial institution’s fees may still apply) 
  • Annual $35 tax preparation discount
  • Annual $10 discount on any size safe deposit box (where available)
  • Annual reimbursement of AARP membership dues up to $10
  • AARP Driver Safety classes sponsored for members
  • FREE check printing - selected styles or $20 check printing credit
  • FREE teller checks and wire transfers (excluding international) 
  • FREE Financial and Estate Planning Analysis, Long-Term Care, and Insurance Needs review
  • FREE online money management tools, online statements, online banking, and online bill payment
  • FREE educational seminars
  • FREE no-obligation insurance quote

AARP Driver Safety Classes

Refresh your driving skills and you could save on auto insurance. When you take the AARP Smart Driver™ online course, you could be eligible for a multi-year discount on your auto insurance. Plus safer driving can save you more than just money. The course teaches proven driving techniques to help keep you and your loved ones safe on the road.

News and Trips

Take advantage of your Freedom Select membership and join US on one of our exciting escorted day tours. You will receive a calendar of events brochure three times a year. You can also view the latest brochure online.

Due to the COVID-19 state mandates we have cancelled all upcoming trips

Program Coordinator

Photo of Michaela Roycroft

Michaela Roycroft

866-440-0391, ext. 3244

*Freedom Select benefits are available to Ulster Savings Bank customers 50 years or better. There is a maximum of two individuals per Freedom Select membership; the lead individual must maintain combined deposit balances of $25,000 or more and the second party must have an account relationship with USB. An active personal checking account relationship is required. Your account will be considered inactive if, for two consecutive years a deposit is not made to the account or a withdrawal is not made from the account. Member benefits are available as long as minimum balances are maintained. Program benefits and requirements for participation can be changed upon 30-days notice, provided that any change applies to all members.


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