Ultra Smart Checking

Receive a free gift* when you open an interest-bearing Ultra Smart1 Checking Account. This account offers instant access to the exclusive discounts and benefits of the BaZing app. Maintain a $2,500 daily balance and we’ll waive the $8 monthly fee.

ATM Locator Icon
ATM Locator
Budget Bundle Icon
Budget Bundle
Checking Accounts Icon
Checking Accounts
Online and Mobile Banking Icon
Online and Mobile Banking
Zelle Icon
Zelle

Download the BaZing app and get instant access to the these benefits2:

 
App Home Screen
  • Shopping and dining from local stores and restaurants
  • Nationwide travel, hotel, recreation, and entertainment savings
  • Savings on prescriptions, vision, and hearing aids
  • Cell phone protection - up to $800
  • Roadside assistance - 24/7, up to $80
  • $10,000 travel accidental death insurance
  • $2,500 personal identity theft benefit and identity restoration
  • Payment card fraud resolution
  • Buyer’s protection and extended warranty
See How It Works Benefits Guide BaZing for Small Business

Access all of these convenient features with every
checking account.

 
  • Instant Issue Debit Mastercard
  • Credit Score
  • Mobile Check Deposit
  • Debit Card Controls
  • Zelle®
  • Bill Pay
  • E-Statements
  • Surcharge-Free3 ATMs
  • Budgeting and Spending Tool
  • Real-Time Text Alerts
Open an Account Credit Score Swipe and Save

* Value of free gift may be reportable as interest on 1099-MISC form. Free gift provided at the time of account opening. 1 Minimum deposit of $25. Customer purchases
checks. Other fees such as insufficient funds, overdraft privilege fee, continuous overdraft fee, etc. may apply. See fee schedule for details. 2 Subject to the terms and
conditions detailed in the BaZing Guide to Benefits. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. MAY LOSE VALUE. NOT INSURED BY ANY FEDERAL
GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice,
may not be available in all regions, and may choose to limit deals. 3 No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees
may apply at other ATM locations.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

©Mastercard 2025

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