Michael Zeoli

Growing up and starting a family in the Hudson Valley has provided me with a profound appreciation for its diverse communities. Whether you’re a first-time homebuyer, looking to refinance, or considering an investment property, I’m here to guide you every step of the way. My commitment to personalized service means that I take the time to understand your financial goals and tailor lending options to suit your needs. I believe that homeownership is not just a transaction; it’s a life changing journey and my goal is to make that journey as smooth and rewarding as possible.

Fair Lending Statement

Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending laws and within the confines of safe and sound banking practices. Ulster Savings Bank believes that its commitment to fair lending is a good business practice as well as a basic responsibility of the company. The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.