For Your Employees

Dental and Vision for Everyone

Learn more about this combined dental and vision insurance program!

Do your Company's Benefit Plans help you to attract and retain employees?

  • Are your Benefit Plans performing the way you want them to?
  • Are the costs of your Benefit Plans out of control?

We are professionals in this area - here is how we can help your company or organization to achieve maximum benefit from your Group Benefit programs:

  • We will consult with you on your goals for your Group Benefit Offerings.
  • We will design Group Plans to meet those goals.
  • We will secure quality, competitive insurance carriers and providers for your Group Plans.
  • We will implement your Group Plans through employee education and enrollment.
  • We will provide ongoing, everyday support to you, your Human Resources department and your employees by:
    • Handling enrollments, terminations and all change forms resulting from life events
    • Helping you with billing questions and bill reconciliation (at your discretion)
    • Offering our Customer Service Center to help with coverage questions, provider questions and claim problems
    • Providing you and your Human Resources department with monthly service summaries
    • Access to valuable health care information and related issues
  • We can provide full COBRA service (federal and state).
  • We can provide and administer Sect. 125 Plans for Premium Only Plans (POPs) and Flexible Spending Accounts (FSAs)
  • We can provide and administer Health Reimbursement Arrangements (HRAs).
  • We can provide and administer Health Savings Accounts (HSAs).
  • We can, for self-funded plans, fully integrate both you and your TPA - we know the critical issues involved and we can help you save dollars and improve plan performance.


Group Benefit Insurance Products and Services include:

  • Group Health
  • Group Life
  • Group Long-Term Disability
  • NYS Disability
  • AFLAC (Cancer, Accident, Disability)*
  • COBRA services
  • Health Reimbursement Accounts (HRAs)
  • Worker's Compensation (incl. "Pay As You Go")
  • Group Dental
  • Group Vision
  • Group Long-Term Care
  • 401K Plans
  • Discounted Personal Home & Auto*
  • Section 125 Plans (incl. POP, FSA)
  • Health Savings Accounts (HSAs)
  • Complete Payroll Services


Also available through our Group Benefits program:

  • Flexible Spending Accounts
  • Health Reimbursement Arrangements
  • Health Savings Accounts (HSAs)
  • Self-funded Programs (Medical, Dental & Prescription Drugs)
  • COBRA and State Continuation of Coverage Administration


Group Benefit Major Carriers that we represent:

  • Aetna
  • Allstate Benefits
  • Delta Dental
  • Emblem
  • Empire Blue Cross / Blue Shield
  • Guardian
  • Hartford Group
  • Horizon BC / BS
  • Met Life
  • Mutual of Omaha
  • M.V.P.
  • Oxford
  • Security Mutual
  • Shelterpoint
  • Solstice
  • Sunlife
  • The Standard
  • United Healthcare


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